The Crossroads Church in Cincinnati, OH, under the direction of senior pastor Brian Tome, has been able to wipe out over $46.5 million in medical debt nationwide with over $42 million of those funds being given back to Ohio families.

The Crossroads Church partnered with RIP Medical Debt, a non-profit organization based out of Rye, New York, that arranges debt payoffs. RIP Medical Debt promised to leverage every dollar raised by the church to abolish $100 in medical debt, therefore multiplying the church’s impact. As incredible as it may seem, within a week and a half, members of the Crossroads community had donated enough to abolish over $46.5 million in medical debt nationwide. 

The donations allow the group to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. Whatever is donated has 100x the impact.

According to RIP Medical Debt, Crossroads’ effort is its largest campaign so far. The nonprofit’s site claims that its partnerships have erased almost $1.4 billion in medical debt to date.

While the Crossroads church has raised the largest amount of money to date, other churches have partnered with RIP Medical Debt too. Pathway Church on the outskirts of Wichita, Kansas, raised $22,000 from their congregation which, when combined with the help of RIP Medical Debt, wiped out $2.2 million in debt.

How it works

According to their website, the process that RIP Medical Debt uses to eradicate debt is as follows:

  • With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is less than two times the federal poverty level guideline or are insolvent.
  • The donations allow them to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. Whatever is donated has 100x the impact.
  • People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt

While this all has a distinct “loaves and fishes” vibe, you don’t need to a member of a Christian church to help out. If you wish to make a private donation, head to RIP Medical Debt’s website.

Watch this

How to care for loved ones from a distance