The penalty for taking Social Security early is just too steep
The system unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.
The system unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.
Don't forget about the Government Pension Offset program.
If you have second thoughts within a year of claiming, you can give the money back.
It's not just about nabbing the biggest benefit, says our resident expert
These misconceptions can cost you real money.
When it comes to Social Security claiming decisions, timing is everything.
Phil Moeller answers a reader question on divorce and Social Security.
Phil Moeller answers questions about deferring Social Security.
A little-noticed provision could help Social Security and HSAs work together.
If you live in one of these unlucky states, Uncle Sam's got his eye on you
This will bring the average monthly Social Security check up to $1,503.
Logical or not, the rules can introduce a lot of quirks into a couple’s claiming decisions.
In this week’s column, Phil Moeller answers a few questions about divorce and Social Security benefits.
Is it a monthly benefit increase or a lump sum?
Does it matter how we filed our taxes?
2.3 million people have already replaced their Social Security cards online. Here's how you do it
You won't be penalized for a decision you had no role in making
Focusing online has saved money, but proponents of a bill to restore printed statements say too few Americans check their status
Your benefits are your benefits. Here's how to get them back
Our expert weighs in on how it works, and how much you can expect to receive
It's that simple, we won't try to sell you anything. We won't even ask for your phone number. We promise.